On My Terms

Terms of use

Last updated 11 October 2026

1. About these terms

These terms explain how On My Terms works and what we each agree to when you use it. Please read them before you create an account, join the Circle or buy a reading. You can save or print this page at any time.

On My Terms is run by Caron Harris, trading as On My Terms. Our business address is Suite RA01, 195–197 Wood Street, London E17 3NU. In these terms, “we” and “us” means On My Terms, and “you” means you.

How to contact us: use the contact form, or email hello@onmytermswithcaron.co.uk. Caron reads every message herself.

These terms work together with our Privacy notice, Refunds, cancellations & complaints and Community rules.

2. What On My Terms provides

On My Terms is a values-led community platform for reflection and encouragement, created by Caron Harris. It offers three things:

  • Free: the daily quote (which you can save, react to and comment on with a free account), Values Discovery, the free Chakra Reading and the Founder Newsletter.
  • The Circle, our paid membership, which opens the member area:
    • My Next Chapter — your personal space, built around the values you discover: your chapter, intentions and goals
    • Today — your number for the day, a meditation to match, and the month's theme
    • My Journey — a private journal: only your account can see it on the site, and it's never sent to an AI service
    • My Numbers — reflective numerology, never predictive
    • The Meditation Library, beginning with Trust the Flow
    • The Four On My Terms Principles, and your Personal Agreements as they arrive
  • Personal readings: one-off tarot readings you can buy, with or without a membership.

On My Terms is for reflection and personal insight. It isn't therapy or counselling, and it isn't medical, legal or financial advice (see section 10).

3. Accounts and member access

  • Who can join. You must be 18 or over to create an account, join the Circle or buy a reading.
  • Your account. You create a free account with your name, email address and a password. Please keep your details up to date and your password private. You're responsible for what happens on your account, so tell us straight away if you think someone else has access to it.
  • Just for you. Your account and membership are personal. Please don't share your sign-in with anyone else.
  • Founding Member Access. Caron may give some members complimentary Circle access for a set time. It ends automatically on the date shown on your Account page, and you're never charged for it.
  • Closing your account. You can close your account at any time by asking us through the contact form. If you're a Circle member, please cancel your membership first so you aren't charged again. Our Privacy notice explains what happens to your information.
  • If we need to close an account. We may suspend or close an account that seriously or repeatedly breaks these terms or the Community rules. We'll usually give a warning first. If we close a paid membership for this reason, we'll refund the unused part of what you've paid.
  • Keeping the site running. We work to keep On My Terms available, but it may sometimes be unavailable for a short time, for example during updates.

4. The Circle membership

Price. £9 a month, or £81 a year (the yearly plan saves £27). Both plans give exactly the same access. On My Terms isn't registered for VAT, so no VAT is added to these prices.

Paying. You pay by card through Stripe, our payment provider, when you join. We never see or store your card number.

Renewal. Your membership renews automatically — every month on the monthly plan, every year on the yearly plan — and Stripe charges the card you joined with at each renewal until you cancel. Your renewal date is always shown on your Account page. We'll email you at least 7 days before a yearly renewal, with the date and the price.

Cancelling. You can cancel at any time from Account → Manage membership. Cancelling stops the next renewal. You keep access until the end of the period you've already paid for, and after that your account carries on as a free account. You can rejoin whenever you like.

Your 14 days. Your access starts straight away, but when you first join you can still cancel within 14 days and get a full refund. The same applies for 14 days after each yearly renewal. Section 6 explains refunds.

If a payment fails. Your membership is marked as payment overdue and you keep access while Stripe tries the payment again. You can update your card from Account → Manage membership.

Price changes. If the price changes, we'll email you at least 30 days before it applies to you. The new price starts at your next renewal after that notice, and you can cancel before then if you'd rather not continue.

Changes to the Circle. We may add, change or retire parts of the member area as On My Terms grows. If a change significantly reduces what you've paid for, or the Circle closes, we'll tell you and refund the unused part of any payment.

5. Personal readings

What you can buy

  • A personal reading — three cards (situation, guidance, outcome): £5.
  • A Celtic Cross reading — ten cards: £8.
  • A clarifying card — one extra card drawn against a reading you already have: £1.

You don't need a membership to buy a reading, but you do need a free account, so your readings have a private home.

How it works

  1. You choose the reading, your focus area and, if you like, a question.
  2. You shuffle the deck and choose your cards.
  3. You create a free account, or sign in, as part of checkout.
  4. You pay once, by card, through Stripe.
  5. Your reading appears straight away — usually within seconds — in My Readings, private to your account.

How your reading is prepared. Your reading is written automatically using AI, from the cards you choose, your focus area and your question. If it can't be prepared automatically, Caron writes it herself within 3 working days, and we'll email you when it's ready. A clarifying card that can't be prepared automatically isn't written by hand — we'll refund it in full instead.

Your 14-day right to cancel. A reading is digital content shown to you straight away. Before you pay, we ask you to agree to receive it immediately and to confirm you understand that you then lose your 14-day right to cancel. This doesn't affect your rights if a reading isn't delivered or is faulty (see section 6).

Keeping your readings. Your readings stay in My Readings for as long as you keep your account. A reading that has been refunded in full is removed.

Readings are for reflection, not prediction — see section 10.

6. Refunds

The full policy is on our Refunds, cancellations & complaints page. In short:

  • Circle membership: a full refund if you ask within 14 days of first joining, or within 14 days of a yearly renewal. After that we don't give partial refunds, and you keep access until the end of the period you've paid for. Monthly renewals aren't refunded, but you can cancel before the next one at any time.
  • Readings: because a reading is shown straight away, we can't refund one because you've changed your mind. We will refund you in full if your reading isn't delivered, if something has gone wrong with it (for example cards missing, or the reading not matching the cards you chose), or if you were charged more than once.
  • How to ask: send us a message through the contact form from the email address you paid with, saying what you bought and why. We'll reply within 5 working days. Refunds go back to the card you paid with, and banks usually take 5–10 working days to show them.

None of this affects your legal rights as a consumer.

7. Complaints and contacting Caron

If you're unhappy with anything — a reading, your membership, a payment, or how we've handled something — please tell us through the contact form or by email at hello@onmytermswithcaron.co.uk. Say what happened and what you'd like us to do. Caron reads every message herself, will reply within 5 working days, and will do her best to put things right.

If we can't resolve it together, you can get free, independent advice from the Citizens Advice consumer helpline on 0808 223 1133, or from Advice Direct Scotland if you live in Scotland. For anything about your personal information, you can also complain to the Information Commissioner's Office — see our Privacy notice.

8. Using On My Terms respectfully

On My Terms is meant to be a safe, loving and respectful space. When you comment, give feedback or contact Caron, please follow our Community rules:

  • be respectful and non-judgemental;
  • don't diagnose or try to “fix” other members;
  • no harassment, and no unsolicited selling;
  • never pressure anyone to share more than they want to.

Please also don't misuse the site. That means not trying to get into other people's accounts or parts of the site you shouldn't, copying content from it in bulk, posting anything unlawful or anyone else's private information, or pretending to be someone else.

Comments. By posting a comment, you allow us to show it to other signed-in members with your first name, for as long as it stays on the site. You can delete your own comments at any time. Caron may read comments before they appear, may hide any comment, and may restrict or close an account that breaks the Community rules. Feedback you send Caron is private and never shown to other members.

9. Content and intellectual property

Ours. The content on On My Terms belongs to On My Terms or to the people who have licensed it to us. That covers the daily quotes, meditations, the Four On My Terms Principles, the Agreements, the tarot card artwork, the site's writing and the On My Terms name and logo. You're welcome to use it for your own personal reflection, and to share a daily quote using the share button. Please don't copy, sell or republish anything else without asking us first.

Yours. Your journal entries, reflections, values, comments and readings remain yours. We only use them to provide On My Terms to you, as our Privacy notice explains.

10. Reflective content — please read

Everything on On My Terms is offered for reflection, encouragement and personal insight.

  • Tarot readings are reflective guidance, not a guaranteed prediction.
  • Numerology is offered as a reflective and spiritual practice. It encourages self-exploration rather than predicting events or making choices for you.
  • Chakra readings draw on spiritual tradition, not medical science.
  • Meditations are for relaxation and reflection. Don't listen while driving or doing anything that needs your full attention. If you have a health condition, including a mental health condition or a history of trauma, and aren't sure meditation is right for you, check with your GP or therapist first.
  • Daily quotes, the Principles and phrases such as “the universe has your back” are encouragement and personal belief, not fact or a promise of any outcome.
  • Health and healing content is Caron's own lived experience, not diagnosis or treatment.

None of it is therapy, counselling, or medical, legal or financial advice, and it isn't a substitute for advice from a qualified professional. Please make your own decisions, and take what helps.

If you need urgent help. Caron facilitates this community but isn't always available, and On My Terms can't provide crisis support. If you're in crisis or feel unsafe, call 999 in an emergency, NHS 111 for urgent health advice, or Samaritans free on 116 123, any time of day or night. Our Disclaimers page has more detail.

11. Your privacy

Our Privacy notice explains what personal information we collect, why, who can see it and your rights, and our Cookies page explains the one cookie we use. Your journal, values and reflections are private to you.

12. Changes to On My Terms and to these terms

On My Terms will grow and change over time. Section 4 explains what happens if the Circle changes.

We may update these terms, for example when the site or the law changes. If a change significantly affects you, we'll email you at least 30 days before it takes effect, and as a member you can cancel before then if you don't agree. The date at the top of this page shows when these terms last changed.

13. Our responsibility to you and your consumer rights

We provide On My Terms with reasonable care and skill. As a consumer, you have legal rights: services must be provided with reasonable care and skill, and digital content, such as a reading, must be as described, of satisfactory quality and fit for purpose. If we fall short, you may be entitled to have it put right or to a refund. Citizens Advice can tell you more. Nothing in these terms affects those rights.

If we break these terms, we're responsible for loss or damage you suffer that was a foreseeable result. We're not responsible for loss that wasn't foreseeable, or for business losses, because On My Terms is for personal use. We're not responsible for delays or problems caused by events outside our reasonable control, but we'll let you know and do what we can.

Decisions you make after using On My Terms are your own (see section 10).

Nothing in these terms limits our responsibility where the law doesn't allow it, including for death or personal injury caused by our negligence, or for fraud.

14. Law and courts

These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you can also bring a claim in your local courts.